While the Supreme Court hears arguments about the constitutionality of the federal health insurance mandate supported by the Obama administration, some state officials and insurance executives are reportedly coming up with "Plan B" alternatives to the law's requirement that most Americans purchase health insurance. According to The New York Times, options being considered include imposing state requirements that people get insurance, penalties for people who postpone and automatic coverage enrollment. If the federal mandate is struck down by the Supreme Court, some Wall Street analysts expect that the health care industry will begin seriously weighing alternatives, especially those that empower the states to boost enrollment.